It is important to keep in mind that banks create credit cards for business purposes, so it’s vital that you speak with your company’s financial advisor before applying for a bank card.
What are the benefits of a business credit card?
Business credit cards provide numerous benefits to businesses at large. Business cards can offer low rates, generous rewards, and other incentives that help businesses grow. Credit cards also allow businesses to recover investments faster and allow them to focus on their primary objectives.
A business credit card is a type of credit card that is specifically designed for businesses. The main benefit of using a business credit card is that it’s more flexible than other types of cards. It has various features that allow businesses to customize their use, such as increasing available cash, extending the time period or making payments with ease.
How does your financial advisor determine what you need in a credit card?
A financial advisor might consider your overall debt-to-income ratio, cash reserves, credit score, and business type before recommending a card with a specific reward program. The advisor will also look at the length of time you’ve been in business as well as your current credit utilization.
Before they start working with you, your advisor will determine what your current spending habits are and how much credit is currently available to you. They will then work with the bank to offer a card that meets those needs.
Does the bank give you options for a business credit card?
Capital City Bank has several different business credit cards to choose from. All of these options offer a variety of features designed to meet the needs of your company. The best part about the bank’s business credit card is that it is designed specifically for businesses and small businesses.
Capital City Bank offers business credit cards with a variety of options for those who are in need of the bank’s services. There is the Capital City Bank Business Credit Card, which comes with free FICO score monitoring and APR financing. The Capital City Bank Business Credit Card also has an ATM fee reimbursement program, and offers auto rental insurance.
What fees can I expect with a business credit card?
Business credit cards typically come with a hefty annual fee. If you are looking for a card without hidden fees, it might be worth your while to look into one of the cards on this list that have no annual fee.
The Capital City Bank Business Credit Card has a few different fees that you should be aware of before signing up. The card will charge an annual fee and a monthly maintenance fee. One thing to keep in mind is that this credit card is only accepted at certain retailers, so if you’re looking for a credit card that can be used everywhere, this might not be for you.
Is there an annual fee associated with my credit card?
There is no annual fee on the Capital City Bank Business Credit Card, however there are still some costs. The ones you will be responsible for are a $75 annual card fee and a $35 monthly maintenance fee.
No, there is not an annual fee.
Calculate how much interest will I be paying on my account.
To calculate the amount of interest you will be paying, use this handy calculator. The interest rate is calculated with a bank’s daily balance and is based on how long your account will be open.
Interest is calculated daily and will be added to your account each day. If you are not a Capital City Bank customer, you can find this information after logging into your online account using our online calculator.
What should I do if my business credit card is declined or stolen
If your business debit card is declined or stolen, call the customer service number on the back of your credit card. They will help you get a new one and work with you to render this card useless.
The first thing you should do is contact the bank to report it being stolen. You should also check with your business credit card company to make sure you didn’t miss a payment or incur any other debt that might have prevented you from getting approved for a new card.